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From the Fair Isaac Corp: which invented the FICO credit risk score

 720-850  This represents the best score range

700-749  Able to obtain favorable financing terms

675-699  Still a decent score range

620-674  May have trouble obtaining favorable credit terms

560-610  May have trouble obtaining credit

500-559  Time to improve your score

How to Raise Your Score

1. Pay bills on time.

2. If you've missed payments, get current and stay current.

3. Keep credit card balances low.

4. Pay off debt; don't move it around.

5. Have credit cards but charge responsibly.  In general, having credit cards and installent debt, and making regular payments, will raise your score.

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REMAX Green Program Guide